Julie Wong

NMLS # 621110

432-352-6694

julie@quicklender.com

Julie Wong Wholesale Mortgage Broker
Why Is My Mortgage Escrow Account Sending Me a Check?

Why Is My Mortgage Escrow Account Sending Me a Check?

After making all your mortgage payments for several years, you suddenly get a check in the mail from your escrow account. If you didn’t pay close attention during your mortgage closing, you may not even remember what an escrow account is. Here&rsquo

May 02, 2023 | Purchasing a Home

What Is a Convertible Adjustable-Rate Mortgage?

What Is a Convertible Adjustable-Rate Mortgage?

If you are in the market for a home loan, an adjustable-rate mortgage may be very attractive in today’s higher rate climate. If you’ve looked into ARM loans, you may also have come across the term “convertible ARM.” If you’re unfamiliar with this product,

Apr 25, 2023 | Purchasing a Home

What is an Assumable Mortgage?

What is an Assumable Mortgage?

There are many ways to structure a loan for buying a home. One lesser-known way is with an assumable mortgage. Here’s what that means and how it works: What is an Assumable Mortgage? An assumable mortgage is a home loan where the buyer legally takes ove

Apr 18, 2023 | Purchasing a Home

What do Appraisers Consider When Valuing a House?

What do Appraisers Consider When Valuing a House?

As you begin the process to get a new mortgage, whether for a home purchase or a refinance loan, your lender will order an appraisal for the property to determine how much it is worth. That valuation will play a large part in your overall mortgage plan. I

Apr 11, 2023 | Purchasing a Home

What is Cash to Close?

What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does “Cash to Close” mean? Also called “funds to close,” cash to close denotes the

Mar 28, 2023 | Purchasing a Home

What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

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